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debt sold original creditor collections agencies tenacious persistent downright intrusive fortunately laws protect unscrupulous collectors fair debt collections practices act example places limits collectors prevents making threats calling hours day night laws dealing collectors burdensome situation explore options including debt negotiation debt settlement bankruptcy section dealing debt collectors understand rights debt collection process bankruptcy law legal topics topic bankruptcy law ask lawyer topics bankruptcy law bankruptcy basics business bankruptcyconsumer bankruptcycredit problemscreditor rightsdebt collections hellip laws state debt collection laws lawsuits attorneysdebt collection harrassmentfair debt collection actsdebt managementgarnishment executiondebt collection judgments select practice area adoption support amp child custody arbitration aviation maritime amp boat accident banking bankruptcy business car accident civil rights amp ada collection construction contract 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and hellip continue reading Information About Debt Collections Dealing with debt collectors can be a stressful and difficult experience Debt collectors especially once your debt has been sold from your original creditor to collections agencies can be tenacious persistent and downright intrusive Fortunately there are laws to protect you from unscrupulous collectors The Fair Debt Collections Practices Act for example places limits on what collectors can and cannot do and prevents them from making threats or calling you at all hours of the day and night However even with these laws dealing with collectors can be burdensome If you find yourself in this situation explore all of your options including debt negotiation debt settlement and even bankruptcy The information in this section will help you in dealing with debt collectors and help you understand your rights in the debt collection process Bankruptcy Law Homepage All Legal Topics Go to Next Topic in Bankruptcy Law Ask a Lawyer Topics 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