Free Health Insurance Advice, Information, and Quotes.

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Health Insurance Q & As


Does this healthcare reform package of 2010 let me stop paying health insurance for my ex-wife? She is still on my plan because she is not insurable.

Will the new insurance under the health care reform act pay for my dental work? After paying for my divorce, I cannot even afford to pay for my own crowns, Much less the cavities of my kids. We are healthy but our teeth need all my money!
Believe in alternative medicine. Will I get anything out of this health care reform of 2010 at all




My wife and I work together in our little store. We can pay for our own health care coverage but not our employees. If we have to start paying for our five full-time employees, We will just go out of business and onto welfare. What can I expect? Can we stay in business or should we look for a pacific island to move to?
My husband and I are legally separated and he says he will now drop me from his group/ individual health plan. Can he do that? Do I get to continue coverage by myself?

My domestic partner has a claim to turn in for a recent asthma attack, But i&

My domestic partner moved out. She bought and paid for the individual insurance we had, But I was her dependent. Do I lose my coverage now
My partner just lost his job. I was covered as a dependent on his health insurance. Will I be eligible for federal COBRA

I just got married last week. When can I add my new spouse and step-children to my plan

I am covered by my employer but I just cannot afford to pay for my two kids. What can I do
I have an hsa plan and my employer has put money towards my deductible. Can I spend any of that for my child (who is on an individual insurance plan I bought, Not the group plan).
My son has been genetically tested and he has a strong likelihood of developing the same congenital disease as did his grandfather and father. How can I protect his insurability
My under-aged daughter is pregnant. Will my grandchild also be covered on my group plan

I am trying to select an individual policy but the descriptions all seem to be written in some language other than English! Seriously, How on earth can I compare plans and avoid pitfalls? I don&

I see advertisements for health coverage for individuals and families and the price is under $100 a month. How come all the companies I look at are so much higher

My insurance company doesn&

My husband had me on his group plan and just died. Help!
My wife had an accounting practice and I was her only employee. She just died. Can I keep the group plan? Do I get COBRA? What if we have individual, Not group, Coverage and she was the insured while I was the dependent?
What is the basic difference between individual and group health insurance coverages
What types of individual health insurance policies are available
What types of group health insurance coverages are available
How can I get health coverage

Ways health insurance companies can mess with you
More ways health insurance companies can mess with you
What will determine my insurance premium
What variables will affect my insurance premium
Ways health insurance companies can use advertising to mess with you
More ways health insurance companies can use advertising to mess with you
What services and items might be paid for under my health insurance
What kind of exclusions and limitations might be in my health plan
What are some common cost-containment procedures used by insurance companies
What is the coinsurance clause in medical expense plans and how does it work
What is the difference between coinsurance and copayment

Does my employer have to provide health care coverage
What kind of health insurance might be offered through my employer
Will it cost me anything
My employer has a self-insured health insurance plan. What does this mean and is this a good deal for me
My employer gives its employees each a medical savings account to pay for health insurance. What can I do with this fund
Can you help me understand the cafeteria plan my employer offers



When does coverage end
Since I work for a company that has less than 20 employees, COBRA is not available. But we do have group coverage. What are my options

My employer does not offer health insurance to its employees. What kinds of individual personal policies are out there

What if I have a medical problem or have had one in the past, How does that affect me for individual coverage
I am self-employed. Is there a hope to find reasonably priced coverage


I will be graduating from college soon. What coverage should I be looking at

I am turning 65 next month. Should I pay for medicare part b? What about a? Or should I buy prescription drug (part d)?
I do not understand the difference between &

My insurance company dropped my most expensive drug from its preferred list. Can I change plans

I will be leaving my job where I have health coverage, But I have a pre-existing condition. What are my options
What determines the cost of a health policy
Overview
What about coverage for substance abuse and mental illness
What factors should I be aware of in selecting coverage
Can I sue an insurance company or HMO when it has refused to pay for treatment
My insurance company failed to authorized coverage and treatment. Is there anything I can do
But my plan is not protected by the state! Who do I appeal to
How does the health care ombudsman role work
Ways health insurance companies can mess with your claim for benefits
More ways health insurance companies can mess with your claim for benefits
Glossary of health insurance words and phrases
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